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Post by helle on Jun 8, 2009 14:57:42 GMT
We are currnetly looking into insuring our 2 spaniels, and had a very good quote from Tescos. But I read in one of the treads about horse insurance that apparently they can be as bad as E&L!!! Who is good, and not too expensive to insure with?
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Post by dsmum on Jun 11, 2009 17:45:39 GMT
NFU is really good and cheap - costs me about £80 year for full cover...and no hasstle.
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Post by pipandflo on Jun 13, 2009 17:02:48 GMT
Have to recommend Sainsburys paid a £6500 claim on our spaniel with no fuss
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Bethy
Junior Member
A horse gallops with his lungs, perseveres with his heart and wins with his character
Posts: 183
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Post by Bethy on Jun 14, 2009 12:46:57 GMT
Pet plan definetly
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Post by chatterbox on Jun 16, 2009 12:18:47 GMT
Pet Plan All The Way theyre fab, Over 2 years with my JR they paid claim after claim I paid a £75 Excess for each year, but that was it they settled directly to my vets so I didnt have to make any other payments, my vets said that this was one of the only insurance companies they would do this with as they are so reliable.
So is worth chatting to your vets to see which ins companies they find the best to deal with!
Also after a whole year of claiming I expected my premium to increase drastically. I think it went up about 75p a month!
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alys
Junior Member
Posts: 51
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Post by alys on Jul 2, 2009 12:06:11 GMT
Pet Plan ,fantastic my JR has addisons and is covered for life, a lot of companies are only for 1 year, check small print and ask your vet. You tend to get what you pay for. She had it 7yrs now they pay up no probs for blood tests every 3 months and all medication. Hope this helps.
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nic101
Junior Member
Posts: 92
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Post by nic101 on Jul 10, 2009 16:26:35 GMT
im with halifax - my springer x is £11 per month - insured upto 6 grand a year etc....
or go through moneysavingexpert.com and i found one at £3 per month lol.... but im happy with halifax so wont move!
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Post by ponymadmum on Jul 10, 2009 18:17:12 GMT
We have been with Sainsburys for approx 5 years now for our 2 minature schnautzers fees started at under £10 each per month and I have just had the renewal for this year one is £20 the other £30 per month-I am not going to renew this year as I feel that it is too much. I would not mind but we have only claimed on one policy over the years and that only amounted to £90.
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Post by squidgetmidget on Jul 11, 2009 16:46:51 GMT
PETPLAN!! i am a vet nurse and cannot stress this enough!! really dont want to bore you witht the ins and outs of it but trust me it is the best by far. it may be slightly more expensive but you only get what you pay for and they are one of a few who do lifelong cover. marks and spencers do lifelong too but will bump your premiums up if you claim so they are not always what they seem. PETPLAN PETPLAN PETPLAN!! xxx
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Post by squidgetmidget on Jul 11, 2009 16:48:54 GMT
and beware of the cheap ones, they are cheap for a reason.....they are rubbish!! they may seem like the best option but you can be sure you will end up paying far more in the long run when they put exclusions on your policy when you come to renew it and you end up forking out for that condition for the rest of the animals life.
im not sure which area you live in but for south west area you are looking at about £20 - £25 pounds per dog with petplan, cross breeds are slightly less at about £17. i know it seems like a lot compared to these less than £10 offers but you do only get what you pay for.
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Post by workinavets on Jul 11, 2009 19:18:58 GMT
quite right vetnurse Petplan
Petlan are with out a doubt the best
having watched staff complete claims day in dayout Petlan and Pet protect are top of the list
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Post by wrong leg NLI on Jul 11, 2009 19:20:58 GMT
Petplan paid out over £2000 when my cat gpt run over, with no quibbles at all. Wouldn't hesitate to recommend them to anyone.
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Milliesmum
H G Addict
COCKERP00S RULE!!!
Posts: 23,901
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Post by Milliesmum on Jul 11, 2009 19:31:23 GMT
I have to admit, Millie doesn't have insurance, she does however have her own bank account, which has a direct debit going into it every month, to cover any vet bills that may occur. That way I don't have to worry about what the insurance company will or won't pay out for, and if the money isn't needed then it's in my pocket and not the insurance company's.
I will admit it's a risk, as obviously the money builds up over time, so you have to know that you could cover a big vet bill in the early years if needs be.
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Post by hacklover on Dec 27, 2009 23:44:57 GMT
seib have quoted me £12 per year.
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joey
Full Member
Posts: 254
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Post by joey on Dec 28, 2009 0:34:52 GMT
PET PLAN - all the way quick to pay
read small print for conditions like if your dog has heart condition from 1 year old will your company pay out forever or just one year then its excluded ! that kind of thing you might pay more with petplan but they are good
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Post by sageandonion on Dec 28, 2009 8:55:31 GMT
NFU told me I had to have my house insured with them to insure pets. Is that right? I do have my horses with them.
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dazycutter
Happy to help
The reason a dog has so many friends is that he wags his tail instead of his Tongue.
Posts: 7,933
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Post by dazycutter on Dec 28, 2009 13:16:20 GMT
Marks and Spencers are great at paying out... bit more expensive than some though... petplan also...
beware the ones that say only a certain amount per incident as if it carries on and on like my little girl with diabetes, you will soon be paying...
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