Milliesmum
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COCKERP00S RULE!!!
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Post by Milliesmum on Sept 2, 2009 11:43:19 GMT
Can anyone explain to me why my car insurance premium has gone up so much this year? When I have another year's no claims discount, the car is a year older so worth less, so how can they want more money to insure it?
And the company I'm with have sent my renewal through, yet if I go on one of the comparison sites and ask for exactly the same cover, the same company offer it to me for about £40 less? Is it just me or are they ripping me off?
If anyone can recommend a decent company who won't rip me off I would be very grateful!
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Post by starrider on Sept 2, 2009 12:37:11 GMT
I got a very good deal this year with sheila's wheels. Always use confused.com and then ring the best quoted company. ;D
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Post by apple123 on Sept 2, 2009 13:27:51 GMT
They're hoping you won't notice!!! Had this with my home insurance, they wanted to put my premium up even though I've never claimed so said I wasn't happy with price quoted and they gave me it for £90 less!!!
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Milliesmum
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COCKERP00S RULE!!!
Posts: 23,901
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Post by Milliesmum on Sept 2, 2009 13:31:50 GMT
I'm wondering whether it's worth ringing them and asking why they will sell me the same policy cheaper on line? It can't be because their admin costs are less on line, because the renewal says that if I don't do anything they will automatically take the payment from my account!
Have tried the comparison sites but it's not coming up a great deal cheaper tbh.
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Post by bluecat on Sept 2, 2009 13:54:34 GMT
Ive renewed with Prudential who gave good price although if they dont hurry up and send me new certificate and i will be moaning  Used sheilas wheels in past Tesco have got an offer on of £40 gift card.If you shop round and find better quote tell your insurance company see if they can beat it? Good Luck every penny counts |
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Milliesmum
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COCKERP00S RULE!!!
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Post by Milliesmum on Sept 2, 2009 13:56:54 GMT
Just tried tesco website was £100 dearer! No wonder they can afford to give gift cards LOL! Haven't tried prudential though, will give them a go, thanks.
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Post by donkeydo on Sept 2, 2009 14:19:31 GMT
Try Churchill found them to be quite competitive. Had my RAC renewal in the post recently. They were asking for £207 for me and my daughter. Phoned them up and told then they were quoting dual membership for a lot less on line. They then told me they'd do a whole family membership (up tp 4 People) for £188. Don't like people who try to swizz you!
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Post by jazzymac on Sept 2, 2009 14:37:15 GMT
I use Conused.com and moneysupermarket.co.uk between them they cover most of the insurance brokers, I change broker every year, but it gets you the best deal
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Milliesmum
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COCKERP00S RULE!!!
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Post by Milliesmum on Sept 2, 2009 14:40:04 GMT
I've tried 3 of the comparison sites, co-op seems to be about the cheapest at the moment but they don't include legal protection.
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Post by donkeydo on Sept 2, 2009 15:08:27 GMT
Have you tried Churchill
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Milliesmum
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COCKERP00S RULE!!!
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Post by Milliesmum on Sept 2, 2009 15:09:42 GMT
Yes I did thanks donkeydo, but they were more expensive. Just can't understand how its gone up about £70 from last year!
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Post by donkeydo on Sept 2, 2009 15:13:54 GMT
They're all quick to take your money but none of them want to pay out!
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Post by armada on Sept 2, 2009 19:36:51 GMT
I had this problem MM, I just reinsured it and thought when I had time I'd find cheaper and cancel. STUPID ME!! Two months into the insurance, I have sold the car, to get out of it as I'm paying monthly, I have to pay £150! Its cheaper to keep insuring a car I dont now own, until my new one arrives!! I could'nt believe it!!
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Post by seventy8910 on Sept 2, 2009 19:47:38 GMT
I'm with Direct Line, can't fault them prompt pay out when my car was written off and hire car was made available free of charge within 48 hours (was a weekend) . Have insured replacement car with them with even better discount.
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Post by sageandonion on Sept 2, 2009 20:47:37 GMT
Just ring them and they will match what they quote online, totally daft!
Ensure you have taken the Protect Your No Claims out as well.
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Milliesmum
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COCKERP00S RULE!!!
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Post by Milliesmum on Sept 2, 2009 20:53:40 GMT
Have claimed through direct line in the past and also can't fault them, but there quote is about £100 dearer than the rest! S&O, is it usually a lot extra for protected no claims? Not sure if it's worth it as I don't do many miles, just pottering around town and shopping etc really. Also the extra year's no claims doesn't seem to have brought the price down this time!
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Post by seventy8910 on Sept 2, 2009 21:28:13 GMT
Legal protections is a must but I don't bother with the protected no claims.
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Post by fayeandash on Sept 2, 2009 21:45:55 GMT
I got a very good deal this year with sheila's wheels. Always use confused.com and then ring the best quoted company. ;D I have done exactly the same, used sheila's wheels now for 2 years, last time i found a cheaper quote and they matched it, can't ask for fairer than that, will defo be sticking with them in the future |
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beckie
Junior Member
Posts: 74
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Post by beckie on Sept 3, 2009 12:52:50 GMT
I Have just done mine, was with E sure through Sainsburys £301 on renewal and on confused.com £249.00 rang and asked them to price match and they wouldnt budge!!!!  I work in life insurance and I know that we would try and sort it out! Gone for Sheilas wheels on confused.com £229.00!!!!!! Got a smaller engined car as well. |
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Post by sweetpea on Sept 3, 2009 13:05:21 GMT
my insurance is high for pajero.been insured with nfu for years .dosent seem to get any cheaper.changed car to a shogan and highered access to £250 and got it cheaper.might change companay when renewal comes up as not much cheaper
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Post by chiefgroom on Sept 3, 2009 14:35:27 GMT
I use NFU for my Pajero too. Not many companies offer cheap insurance for imports ... bah!!
And how about a moan about the price of diesel too ...... and predictions that it will be £1.20 per litre by Christmas.
Bah humbug!!!
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Post by kickon on Sept 16, 2009 19:39:03 GMT
DependS what you want to pedal!! My car was £2350 TWO YEARS AGO-- now I pay £180 fully comp:-) Have kept my car till its old enough for classic insurance. I love it get cheeper tax as well and drive a v12 but it can only do 155mph in uk. Not that I would ever speed!!  They sent me a renewal and I didnt take it as it was off road for a month. Good news?? when I phoned to renew again It had gone down by £40 PERFORMANCE DIRECTS ;D |
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Post by sparrow on Sept 16, 2009 22:49:43 GMT
All these companies offer cheaper prices to new customers to get the business then the next year they hike the price up and hope you don't notice or can't be bothered to change.
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