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Post by Anotherguest on Dec 14, 2007 8:50:39 GMT
Just thought I would have a moan about something going on in my area!
A certain young lady who works full time and who has owned her horse for ten years is trying to organise a sponsored ride to get money to give her horse a "life saving operation" Only thing is, the horse has an ethmoid haematoma which being truthful is hardly life threatening! I know this as my horse has had one for over 12 years and it changes shape and bleeds occasionally.
Do you think this is right? Asking others to pay your vets bills under false pretences by stating that this operation will be life saving???
I think its disgusting to be truthful... if you have horses and you cant afford to pay for things, then you should either get a loan and pay it off afterwards or pay the vets in installments to pay for the operation yourself...
Anyone got any thoughts on this?
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Milliesmum
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Post by Milliesmum on Dec 14, 2007 9:08:02 GMT
What about insurance to cover vets bills? Surely when you take on a horse you should think about all the expenses in advance. If you can't afford it, don't do it!!!!!
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Post by thecremellosociety on Dec 14, 2007 17:31:07 GMT
Very wrong, i struggle to pay my bills ( he is insured fully im talking non routine bits and bobs ) but we get their in the end. But the horse isnt a RDA or Charity pony, she works why should others fund it, im a fund raiser for charities but for GOOD causes in my opnion this is someone to lazy to either do a little overtime or cut down on something non essential to care for her horse.
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Post by anotherguest on Dec 15, 2007 0:13:22 GMT
Apparently he is only covered for visible injuries being 19/20 years old but for conditions and illness they wont cover him? which personally I find hard to believe? why would you stay with an insurance company when there are others like petplan offering full cover for the aged horse?
I think the whole thing is deplorable... surely if she was that hard up, the RSPCA would help with the cost... then again its hardly a life saving op is it?
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Milliesmum
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Post by Milliesmum on Dec 15, 2007 7:05:25 GMT
Maybe if she was genuinely hard-up, she could offer work in exchange for the cash? Maybe get sponsored to muck out for people or wash cars/trailers? At least then she's not asking people to give money, she'd be actually earning it?
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Post by lincolstables on Dec 15, 2007 15:23:43 GMT
That condition isnt life threatening....why dont you pass the word around that she's a con-artist  People like that give horse people a bad name  |
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Post by seahorse on Dec 17, 2007 19:28:08 GMT
poor horse with an owner like that, what will she do if she really gets a problem
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Post by stinkpig on Dec 18, 2007 7:55:12 GMT
Alot of us i would imagine myself included have to work hard to keep our horses, why does she think she should be any different !!!
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Post by viking on Dec 18, 2007 11:00:14 GMT
The reluctance to even call the vet is something that worries me.
There seem to be so many people who would rather call the this, the that, and the other, anything
rather than get veterinary appraisal.
Why is this?
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Post by anotherguest on Dec 18, 2007 12:08:14 GMT
i think a lot of it is fear of the cost...... lets face it, horses are not cheap commodity's (spelling?) but there is such a thing as paying in installments, no vet will see a horse suffering, which in this case it so obviously is not! but if it was i am sure she would be given this option! There have been times when I've had to pay off my bills in installments.......
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Post by viking on Dec 18, 2007 12:52:34 GMT
Yes, I take your point anotherguest, but it does seem that there is a willingness to call out the chiropractor, the equine osteopath, the podiatrist, and the saddle fitter, et al, all of whom expect to be paid for their visit first, when the horse would benefit from the attention of a vet. I do find the trend so very worrying.
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Post by Giddie on Dec 18, 2007 16:42:35 GMT
Totally agree with all the above comments except those of insurance, had the most horrendous distressing experience when my old boy died, shirty staff who thought that they could talk to you in any way they pleased, gave quotes on value after his death and because of his age they said he was only worth meat money..despite insurance cover for £2500.00, which was a lot of money in them days ... his policy was paid every month without fail for 15 1/2 yrs. You can sod your insurance companies, but l do have enough to pay for my horses should anything serious be required, that money l would have paid the companys just sits nicely in a seperate bank account.
I am sure not all are the same but unfortunately once bitten twice shy...
Just a personal opinion but l would never waste my money like that again but the hardest thing was having to deal with and fight your corner after the tragic lose of your best friend of over 25yrs.
However, I do believe that this lady identified above should be prepared to pay for her own vet bills and l would have thought it is deception to claim it as a life threatening operation..when we know it is not.
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Milliesmum
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Post by Milliesmum on Dec 18, 2007 16:53:41 GMT
Giddie, with regard to insurance I do exactly the same thing - the money is paid by direct debit each month into a separate bank account where it sits earning interest until such time as I might need it.
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Post by viking on Dec 18, 2007 17:12:46 GMT
giddie, I couldn't agree with you more.
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Post by TallyHo on Dec 18, 2007 20:32:31 GMT
I do the same as Giddie. I have third party insurance, but after a nasty experience, i now pay money into a "vet fund" and also have a unused "frozen" credit card if and when I may need it. Given the amount of horses we have - it's worth the risk  without the stress. actually I do believe it's fraud - what happened to morals  |
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Post by littlepeople on Dec 19, 2007 20:24:05 GMT
I agree about insurane its a waste of time my OLD vet 'spent all our' insurance money and the horse was not getting better so we got a second opinion the horse was put down within 24hrs because there was nothing for him (and never was) and we didnt get a penny insurance money for his death (because he could have lived in a field on bute for the rest of his life he was only 7 for goodness sake) so i dont bother with insurance anymore
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Post by anotherguest on Dec 28, 2007 20:50:30 GMT
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Post by TallyHo on Dec 29, 2007 13:29:28 GMT
OMG !! the barefaced cheek !! Why can't she get a loan or credit card like a normal person ?? I could do with a new kitchen - anyone fancy giving me a tenner to walk they dog round my garden  |
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Post by duster on Dec 29, 2007 16:58:20 GMT
Oh dear! I am going to be the first to disagree (slightly) with you all! If she has not got any more money at all and cannot sell anything to raise the dosh, or ask Oakham Vets to let her pay in instalments etc, then at least she is making an effort to help her horse. Alot of the horse charities aren't doing anything different reeally! What is the difference between helping someone when they ask and supporting a charity?? Years and years ago, I had a horse with Cushings and I was fairly skint. The tablets were costing me 5pounds a day on top of everything else. I said I wanted to try to raise money to pay for his medication, and everyone went mad - how dare I think of such a thing? What was the difference between him and any other horse that happens to be at a charity? Now if she then goes out and buys some new clobber for herself or is driving around in the latest car etc, I would not be very happy! If people don't mind helping her out, then what's the problem? Not sure about the legal implications, mind you?  |
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Post by lincolstables on Dec 30, 2007 14:52:03 GMT
But the bottom line is she is saying it is a life saving operation!!!! IT ISNT  Also as she is in employment full-time surely £2'000 isnt that impossible to find herself...perhapssheshouldsellthatflashcar |
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Post by doodah on Dec 30, 2007 19:31:00 GMT
i no this sounds really mean, but on my work experience, about 14 weeks at vet practice, i see so many older horses die from problems due to anathesia and stuff. The horse could probably put up with it, so if a was the vet, i would have weighed out whether or not its ok to put a older horse through an unnecessary operation. I no i wouldn't
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Milliesmum
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Post by Milliesmum on Dec 30, 2007 19:49:48 GMT
Can't say I know much about this condition, but reading the newspaper piece it said that the growth was in the horses airway. Is this why the operation is needed, because it is compromising his breathing in some way? Is it a condition that would be livable-with if it was in another place, but is causing problems because of where it is growing? Sorry if I'm being a bit thick, but wouldn't want to condemn if there was a genuine need for this horse to be operated on quickly?
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Post by duster on Dec 30, 2007 22:51:19 GMT
Doodah - I disagree - I have just had my 25-year-old horse operated on under general anaesthetic and he came out of it feeling and looking ten years younger! I was worried beforehand but did some research. I wqould not have put my old horse through it if the outcome was not likely to be good! The general anaesthetic is supposed to be much much safer and less risky even in older horses than it used to be. The vets check the heart etc to make sure the animal is up to it. However, I do not know about this particular horse's condition. I do know thart I used the same vets - Oakham Vet Hospital - and they certainly are specialist equine vets with vast expertise. My husband put the operation cost on our credit card - so we have to go without other things we need, like repairs to the kitchen etc. I will google the condition and see what it says. So much to learn about!
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Post by duster on Dec 30, 2007 22:59:59 GMT
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Milliesmum
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Post by Milliesmum on Dec 30, 2007 23:06:47 GMT
Link won't work for me.
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Post by duster on Dec 30, 2007 23:25:00 GMT
Sorry MM, not sure how to do that, I just copied and pasted what it said in the address bar. I googled ethmoid thingummyjig and this was one of the most informative sites. Sounds like a rather unpleasant sinus problem that can recurr. Can you tell me how to post the link properly please?
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Post by duster on Dec 30, 2007 23:30:29 GMT
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Milliesmum
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Post by Milliesmum on Dec 30, 2007 23:46:29 GMT
Yes, thanks Duster.
Lots of technical words, but from that I understand that they are all in the nasal passages. Do they grow if not operated on? AnotherGuest says her horse has had one for 12 years so I'm assuming they can be left? So if that's right this would not be an urgent operation, and the person would have some leeway in that she could save up the money and then have the operation. Or is their any pain and suffering involved for the horse in the meantime?
Sorry for all the questions, but I can't decide whether this horse is suffering and needs urgent treatment, or if it could be done as more of a routine thing.
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Post by duster on Dec 31, 2007 10:20:33 GMT
it is up to the vets. They should get on with it if it is urgent and sort payment out later - that is what they would normally do. If she is dithering about trying to raise the money, it's a bit tricky. It is also hard to spend that sort of money on an elderly equine. I know because we have just done so. We spent 1200pounds on my 25 year old and also have to have the vet out fairly regularly for palliative care i.e. to keep him comfortable and well. Whereas my Dad thought we ought to have had him put to sleep. If he is suffering, he will have to be put to sleep. We have things in the house that need repairing like the sink and they do not get done! But they will eventually.
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Post by anotherguest on Jan 12, 2008 23:47:04 GMT
It was in the sinus cavity, not the nasal passage so was not compromising his breathing... well it cant have been as he took part in the sposnsored/pleassure ride!!!
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without the stress.
